All calculators
Everything on the site in one place, grouped by section. Anything marked as planned does not have a page yet.
Money
Take-home pay calculator
Salary in, monthly take-home out, with the deductions itemised.
Salary comparison calculator
Two salaries side by side, with the real monthly difference after tax.
Hourly rate calculatorplanned
Hourly pay to annual, monthly and weekly take-home.
Pro rata salary calculatorplanned
Full-time salary scaled to your actual hours.
Two jobs calculatorplanned
Combined tax and NI across two employers.
Pay rise calculatorplanned
What a rise is worth after tax and NI.
Required salary calculatorplanned
Work backwards from the take-home you need.
Loan repayment calculator
Monthly cost and the total interest over the term.
Credit card payoff calculator
How long a balance takes to clear, and what paying more saves.
Debt snowball calculatorplanned
Clearing order across several balances.
Loan consolidation calculatorplanned
Whether combining balances actually costs less.
Compound interest calculator
Growth on a lump sum plus regular contributions.
Savings goal calculator
How long a target takes to reach at your contribution.
Pension pot calculatorplanned
Projected pot at retirement and the income it buys.
ISA allowance calculatorplanned
What is left of your allowance this tax year.
Property
Mortgage affordability calculator
What a lender might lend you, and the property price that supports.
Mortgage repayment calculatorplanned
Monthly cost for a given loan, rate and term.
Stamp duty calculatorplanned
SDLT by band, including first-time buyer relief.
Deposit savings calculatorplanned
How long saving takes to reach a deposit.
Overpayment calculatorplanned
Years and interest saved by paying more.
Rent vs buy calculatorplanned
The two paths compared over a holding period.
Car
Car finance affordability calculator
Works backwards from a monthly budget, with running costs taken off first.
PCP vs HP calculatorplanned
The two agreements compared over the same term.
Car comparison calculator
Two cars on total annual cost, petrol, diesel or electric.
EV charging cost calculatorplanned
Home versus public charging over a year.
Bills
Energy bill calculator
Annual and monthly cost from the unit rates on your own bill.
Energy usage estimatorplanned
Estimate annual kWh from your home and household size.
Appliance running cost calculatorplanned
What each appliance adds to the bill per year.
Family
Pet cost calculator
Monthly and lifetime cost of owning a pet, setup to old age.
Dog vs cat cost calculatorplanned
The two compared over a full lifetime.
Lifestyle
Holiday budget calculator
Total trip cost, per person and per day, extras included.
Trip cost split calculatorplanned
Who owes what when a group shares costs unevenly.