Subscription cost calculator
Name each subscription and what it costs. The monthly figures always look small. The annual total is the one worth looking at.
How this is calculated
Each monthly amount is multiplied by twelve and added together. Leave anything you do not have at zero and it is left out of the result.
Subscriptions are priced monthly precisely because the monthly figure feels trivial. Seeing the annual total is the entire purpose of this page.
Annual plans are usually cheaper per month than monthly ones, often by around two months of cost, so it is worth checking on anything you are confident you will keep.
Nothing is stored. The names you type stay in your browser and are never sent anywhere.
Rates used · 2026/27
| Typical annual plan saving | about two months of cost |
| Common trap | free trials that convert silently |
| Worth checking | duplicate music or streaming in one household |
| Bundles | sometimes cheaper than separate services |
Last checked July 2026. Source: HMRC and gov.uk.
Worked example
Four services at £12.99, £11.99, £8.99 and £2.99 is £36.96 a month, which feels like nothing. Across a year it is £443.52. Cancelling the two you use least would save more than most people save by switching energy supplier.
Common questions
Why does the total look so high?
Because monthly pricing hides it. Five services at around a tenner each feels unremarkable and comes to six hundred pounds a year.
What is the fastest saving?
Cancel the two you have used least in the last month. You can almost always resubscribe later, and most services keep your account and history.
Are annual plans worth it?
For anything you are certain you will keep, usually yes. For anything you are unsure about, monthly is the safer choice even at a higher rate.
Do you store what I type?
No. Every calculation runs in your browser, and nothing you enter is sent to us or saved anywhere.